Privacy Policy

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Effective Date: 01/01/2025
Last Updated: 06/01/2025

1. Introduction

BizXBox ("we", "us", or "our") is committed to protecting the privacy and security of our users' personal and financial information. This Privacy Policy explains how we collect, use, store, and share information when you use our card program and related services ("Services").

2. Information We Collect

We collect the following types of information:

a. Personal Information

• Name, email address, phone number, address
• Business name, EIN or Tax ID, and business address

b. Financial Information

• Bank account details for funding and withdrawals
• Card transactions, spend categories, and account balances

c. Usage Information

• Login activity, IP addresses, device identifiers
• Pages visited and features used on our platform

3. How We Use Your Information

We use your information to:

• Provide and manage the card services
• Process transactions securely
• Personalize the user experience with dashboards and insights
• Detect and prevent fraud and unauthorized activity
• Comply with regulatory and legal obligations
• Improve and develop new features or services

4. Sharing of Information

We may share your information with:

• Financial partners (e.g., banks, card networks, BaaS providers) to enable the card program
• Service providers who help operate our platform (e.g., cloud services, analytics tools)
• Regulators and law enforcement when required by law
• Partners for joint offerings, only with your explicit consent or in aggregated/anonymized form

We do not sell your personal information.

5. Data Security

We implement industry-standard security measures, including:

• Encryption of sensitive data
• Role-based access controls
• Continuous monitoring for breaches

6. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Request corrections or deletions
• Opt out of certain data sharing (where applicable)
• File a complaint with a data protection authority

To exercise these rights, contact us at: Support@BizXBox.Com

7. Data Retention

We retain data as long as needed to provide our services, comply with legal obligations, and resolve disputes.

8. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

9. Updates to This Policy

We may update this policy to reflect changes in practices or regulations. We will notify users of material changes through the platform or via email.

10. Contact Us

For questions or concerns about this policy, contact us at:
Support@BizXBox.Com